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Blackcube
FR

BORROWER INSURANCE

One platform,
all your brands.

An insurance group wanted a single platform to calculate borrower insurance across all its brands. Each brand keeps its personality — network, UX, IS — while the calculation engine stays shared.

The challenge

  • Calculate borrower insurance reliably and quickly.
  • A single platform, declined for every brand in the group according to its network.

What we built

A platform designed for multi-brand from end to end, respecting the identity of each network.

  • Journey and visual identity. Smooth subscription, brand-specific graphic charter. Each network keeps its identity.
  • End-to-end development. Interface and server delivered in full, ready for insurance production.
  • Pricing API. Precise and fast engine. Premium calculated in real time, shared by every brand.
  • Lead management. Email to the advisor, integration in the business tool. Every request finds its advisor.
  • Journey resumption. The user can come back and resume where they left off.
  • Documents on the fly. Contractual PDFs and amortisation schedule, ready as soon as the journey ends.
  • Customer IS integrated. Real-time synchronisation with the existing information system.
Borrower insurance platform

What changes

Every brand, one engine

Same calculations, different contexts. Multi-brand as a strength, not a constraint.

Leads handled automatically

From form to advisor, straight away. Documents come with the request, ready for signature.

Journeys respected

The user resumes where they stopped. Their journey stays fluid from end to end.

Real-time pricing

A precise and fast API, shared by every brand in the group.

Summary

A single platform designed for multi-brand, completed by a pricing API and automatic document generation. Every brand in the group served by the same engine, respecting their identities. The insurance process gains in fluidity, the teams in working comfort.