BORROWER INSURANCE

# One platform,
*all your ==brands==.*

An insurance group wanted a single platform to calculate borrower insurance across all its brands. Each brand keeps its personality — network, UX, IS — while the calculation engine stays shared.

![Borrower insurance calculation platform](https://blackcube-int.staging.blackcube.io/cache/contents/20/insurance-d22c2a.jpg)

[Let's talk about your project](https://blackcube-int.staging.blackcube.io/en/contact)

## The challenge

- Calculate borrower insurance reliably and quickly.
- A single platform, declined for every brand in the group according to its network.

## What we built

A platform designed for multi-brand from end to end, respecting the identity of each network.

- **Journey and visual identity.** Smooth subscription, brand-specific graphic charter. Each network keeps its identity.
- **End-to-end development.** Interface and server delivered in full, ready for insurance production.
- **Pricing API.** Precise and fast engine. Premium calculated in real time, shared by every brand.
- **Lead management.** Email to the advisor, integration in the business tool. Every request finds its advisor.
- **Journey resumption.** The user can come back and resume where they left off.
- **Documents on the fly.** Contractual PDFs and amortisation schedule, ready as soon as the journey ends.
- **Customer IS integrated.** Real-time synchronisation with the existing information system.

![Borrower insurance platform](https://blackcube-int.staging.blackcube.io/cache/contents/20/blocs/134/insurance-detail-4c68e6.jpg)

## What changes

![Every brand, one engine](https://blackcube-int.staging.blackcube.io/cache/contents/20/blocs/136/rectangle-group-20288a.svg)

Every brand, one engine

Same calculations, different contexts. Multi-brand as a strength, not a constraint.

![Leads handled automatically](https://blackcube-int.staging.blackcube.io/cache/contents/20/blocs/137/arrow-trending-up-d73a2b.svg)

Leads handled automatically

From form to advisor, straight away. Documents come with the request, ready for signature.

![Journeys respected](https://blackcube-int.staging.blackcube.io/cache/contents/20/blocs/138/rocket-launch-8ffd7a.svg)

Journeys respected

The user resumes where they stopped. Their journey stays fluid from end to end.

![Real-time pricing](https://blackcube-int.staging.blackcube.io/cache/contents/20/blocs/139/bolt-f915e1.svg)

Real-time pricing

A precise and fast API, shared by every brand in the group.

## Summary

A single platform designed for multi-brand, completed by a pricing API and automatic document generation. Every brand in the group served by the same engine, respecting their identities. The insurance process gains in fluidity, the teams in working comfort.